Economics, Bank, European Central Bank, Financial services, Central bank, Bank regulation

Financial intermediation and technology: What’s old, what’s new?

On Jul 4, 2020
@ikerdlr shared
ECB Working paper on Financial intermediation and technology: What’s old, what’s new? #fintech https://t.co/0hwsixqEwx
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JEL Codes: G20, G21, E58, O33 Keywords: Financial Intermediation, Financial Innovation, Fintech, Information, Communication ECB Working Paper Series No 2438 / July 2020 2 Non‐Technical Summary Technological change in the financial industry is accelerating, driven by data abundance and the ...

www.ecb.europa.eu
On Jul 4, 2020
@ikerdlr shared
ECB Working paper on Financial intermediation and technology: What’s old, what’s new? #fintech https://t.co/0hwsixqEwx
Open

Financial intermediation and technology: What’s old, what’s new?

Financial intermediation and technology: What’s old, what’s new?

JEL Codes: G20, G21, E58, O33 Keywords: Financial Intermediation, Financial Innovation, Fintech, Information, Communication ECB Working Paper Series No 2438 / July 2020 2 ...

Luis de Guindos: The European Central Bank and financial stability

Luis de Guindos: The European Central Bank and financial stability

Speech by Mr Luis de Guindos, Vice-President of the European Central Bank, at the joint National Bank of Belgium / Toulouse School of Economics / Solvay Brussels School of Economics and ...

Life below zero: bank lending under negative policy rates

Life below zero: bank lending under negative policy rates

dev t-stat Deposit ratio in % Bottom 23 21.58 12.60 13.82 Top 23 61.13 6.04 Equity ratio in % Bottom 23 4.98 2.26 1.94 Top 23 6.19 2.04 ln(Total assets) Bottom 23 12.22 1.61 2.00 Top 23 ...

New FinTech Data Raises Questions and Regulatory Policy Issues

New FinTech Data Raises Questions and Regulatory Policy Issues

2020's FinTech policy cycle started relatively quietly today with the release of a research report f...

The global economy just dodged another bullet. But the US-China trade truce won't fix it

The global economy just dodged another bullet. But the US-China trade truce won't fix it

Stocks and oil prices shot higher after the United States and China announced a cease fire in their trade war. Yet the truce does little to alleviate pressure on a global economy wounded by ...

FSB Global Shadow Banking Monitoring Report 2017

FSB Global Shadow Banking Monitoring Report 2017

Sample composition Exhibit 1-1 29-group 21+EA-group Argentina Australia Brazil Canada Cayman Islands Chile China Hong Kong Indonesia India Japan Korea Mexico Russia ...

Suptech: More than just a new name for solving an old problem

Suptech: More than just a new name for solving an old problem

The global financial crisis sparked a far-ranging overhaul of the international architecture for financial regulation, coupled with a deep reflection around the

Macroeconomic and Financial Policies for Climate Change Mitigation: A Review of the Literature, WP/19/185, September 2019

Macroeconomic and Financial Policies for Climate Change Mitigation: A Review of the Literature, WP/19/185, September 2019

© 2019 International Monetary Fund WP/19/185 IMF Working Paper Monetary and Capital Markets Department Research Department Macroeconomic and Financial Policies for Climate Change ...

COVID-19’s Other Virus: Targeting the Financial System

COVID-19’s Other Virus: Targeting the Financial System

Hackers are taking advantage of the coronavirus pandemic. An international coalition must be created—and soonest—to prevent nefarious actors from exacerbating the crisis.

Leveraging Digital Solutions to Bridge Financial Inclusion Gaps in Asia and the Pacific

Leveraging Digital Solutions to Bridge Financial Inclusion Gaps in Asia and the Pacific

Pilot projects in the region demonstrate how digital technologies can increase access to finance even in remote areas.

Fintech and Its Importance for the European Union

Fintech and Its Importance for the European Union

Courtesy of Alexandra Andhov Recent technological advancements have disrupted the financial sector by giving rise to new FinTech start-ups and simpler solutions for customers and investors. ...

Frontier Technologies For Sustainable Development: Frontier Technologies for a Sustainable Future

Frontier Technologies For Sustainable Development: Frontier Technologies for a Sustainable Future

The following abbreviations have been used: LDC least developed country LLDC landlocked developing country MOOC massive online open course NIS national innovation system OECD Organization ...

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Click here to read the article

We find that the entry of Big Tech platforms may transform the banking industry in radical ways: while it may possibly increase competition to the benefit of consumers in the short term, ...