Credit bureau, Credit, Credit card, Debt, Bank, Credit rating

Your Credit Score Should Be Based on Your Web History, IMF Says

Le Dec 18, 2020
@Gizmodo a partagé
Your Credit Score Should Be Based on Your Web History, IMF Says https://t.co/YPw022bprY https://t.co/qmN8vCg7ls
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International Monetary Fund (IMF) researchers see the possibility of using the data from your browsing, search, and purchase history to create a more accurate mechanism for determining the credit rating of an individual or business.

gizmodo.com
Le Dec 18, 2020
@Gizmodo a partagé
Your Credit Score Should Be Based on Your Web History, IMF Says https://t.co/YPw022bprY https://t.co/qmN8vCg7ls
Open

Your Credit Score Should Be Based on Your Web History, IMF Says

Your Credit Score Should Be Based on Your Web History, IMF Says

International Monetary Fund (IMF) researchers see the possibility of using the data from your browsing, search, and purchase history to create a more accurate mechanism for determining the ...

FinovateFall 2018 Live Blog - Day 2

FinovateFall 2018 Live Blog - Day 2

William Mills Agency will be live blogging at FinovateFall 2018. Check back for new updates throughout the day.

How SMBs impacted by natural disasters gain new credit thanks to a finance matchmaker app

How SMBs impacted by natural disasters gain new credit thanks to a finance matchmaker app

The next BriefingsDirect digital business innovation panel discussion explores how a finance matchmaker application assists small businesses impacted by natural disasters in the United ...

Can Nontraditional Credit Analysis Be Community Banks’ Path to Profit?

Can Nontraditional Credit Analysis Be Community Banks’ Path to Profit?

Even before COVID socked the economy community banks and credit unions saw local loan demand falling. Adapting a fintech technique may help.

Congress is Working to Protect Credit Scores From COVID. It Should Protect Your Online History, Too

Congress is Working to Protect Credit Scores From COVID. It Should Protect Your Online History, Too

Op-ed: Recent bills aimed at protecting future homebuyers' credit scores ignore the rise of online lenders and their use of "data profiles."

Fintech credit markets around the world: size, drivers and policy issues

Fintech credit markets around the world: size, drivers and policy issues

Part 3 of "International banking and financial market developments" (BIS Quarterly Review), September 2018, by Stijn Claessens, Jon Frost, Grant Turner and Feng Zhu. Fintech credit has ...

Credit Scores Could Soon Get Even Creepier and More Biased

Credit Scores Could Soon Get Even Creepier and More Biased

Credit scores based on AI and non-traditional data such as your social media profile could usher in a whole new way for banks to discriminate.

81 - Consumer Credit, Big Tech and AI Crime

81 - Consumer Credit, Big Tech and AI Crime

In today's episode, I talk to Nikita Aggarwal about the legal and regulatory aspects of AI and algorithmic governance. We focus, in part...

39 fintech companies and startups to keep in your back pocket

39 fintech companies and startups to keep in your back pocket

These 39 innovative companies are revolutionizing the fintech space.

This is How Machine Learning algorithms Influences Credit Scoring and Insurance industries.

This is How Machine Learning algorithms Influences Credit Scoring and Insurance industries.

AI and machine learning are already being applied in the front office of financial institutions. Large-scale client data are fed into new algorithms to assess credit quality and thus to ...

Two online lending leaders discuss how they’re using data to bypass banks and unlock capital

Two online lending leaders discuss how they’re using data to bypass banks and unlock capital

On June 5, LebNet and LIFE organized a fintech panel in New York on alternative online lending models. This event was hosted by Eli Curi, Tech startup, venture, and M&A lawyer at Fenwick & ...

Mobile credit expands mass surveillance of ordinary Kenyans

Mobile credit expands mass surveillance of ordinary Kenyans

‘Fintech’ apps bring credit to poor Kenyans. Debt and invasions of privacy are part of the deal

Expanding Use Of Credit Data Doesn't Have To Be Creepy

Expanding Use Of Credit Data Doesn't Have To Be Creepy

Expanding the range of credit-adjacent data underwriters use could help those who are "credit invisible."

Speech: Fed Reserve governor Brainard on what we are learning about AI in financial services

Speech: Fed Reserve governor Brainard on what we are learning about AI in financial services

Although it is still early days, it is already evident that the application of artificial intelligence (AI) in financial services is potentially quite important and merits our attention.

Sir Bryan Bowden | NYC Pandemic Epicenter Face Validity | Protecting Your Right to Privacy | SAFETY DOC PODCAST #128

Sir Bryan Bowden | NYC Pandemic Epicenter Face Validity | Protecting Your Right to Privacy | SAFETY DOC PODCAST #128

[Podcast] New Yorker Bryan Bowden describes what’s happening in his city with a face validity update; the intersection of privacy and government surveillance of its citizens; debt ...

Expanding Access to Credit in the Land of New “Halves”

Expanding Access to Credit in the Land of New “Halves”

[Editor’s note: This is a guest post from Sasha Orloff. He co-founded LendUp and Mission Lane and previously was Senior Vice President at Citi Ventures and in Citi’s Consumer lending ...